Frequently Asked Questions

Windows PC. Windows 10 (or newer). 64 bit. 

This software app gathers inputs about you, your assets and your liabilities. The app can then run a simulation to calculate your finances over time. When the simulation is complete, the app displays charts that provide key insights into your personal financial plan. Charts include net worth, 401k, IRA, Roth, taxes, and spending. The app includes these tools:

1. Monte Carlo analysis - run many simulations, using historical data or statistical data to gain confidence in your financial status no matter what happens with the stock market or inflation. 
2. Optimize net worth - the app tweaks parameters (example - retirement age)) to show how net worth can be optimized. 
3. Optimize social security - shows the best age to begin taking Social Security.
4. Calculate Roth conversion break-even date.

The software stores data locally, not in the "cloud". No personal data is transmitted over the internet. 

Absolutely YES. This software does not take the place of talking with a trusted financial advisor.